Find answers to common questions about home loans,
refinancing, first home buyer loans and our mortgage
services.
A mortgage broker acts as an intermediary between you and potential lenders. We help you find the right mortgage product and guide you through the application process, following you all the way along to funding/completion day and staying in touch for years to come afterwards. Whenever you have questions or need advice about your mortgage, your broker is there to help!
Mortgage brokers are typically compensated by the lenders they work with. This means our services are often free for borrowers. We receive a commission from the lender once your mortgage is finalized. There are rare circumstances where a broker may charge a fee, but this should always be discussed upfront and be made very clear if/when/why this might be the case.
Mortgage brokers often have access to a wide range of lenders and can help you find competitive rates that you might not discover on your own. We also have extensive knowledge of the options and can provide advice about why a particular rate might be the best fit or lowest overall cost, taking into account factors and potential costs beyond just the basic advertised rate.
You'll typically need to provide us with financial documents such as pay stubs, bank statements, and tax returns to support your application. The more information we have upfront, the more accurate we can be and the better advice we can give you.
In mortgage brokers are regulated in most provinces, including BC. We must adhere to strict licensing and professional standards, including ongoing education/training, ensuring your protection.
No matching questions were found.
Still have a question?
Speak with our mortgage experts for personalised
assistance.